earnings "First Abu Dhabi" Growing 24% to reach 16 billion dirhams within 9 months
Abu Dhabi, October 22, 2025: First Abu Dhabi Bank announced that it achieved record net profits for the group amounting to 16.02 billion dirhams during the nine months ending September 30, 2025, a growth of 24% compared to the same period last year.
Pre-tax profits also increased by 26% compared to the same period last year to 19.25 billion dirhams, during the first nine months of the year.
The rate of return on tangible equity reached 20%, exceeding the target set by the bank in the medium term.
The bank’s results during this period were driven by performance across various sectors, which contributed to achieving double-digit growth in all business sectors, thanks to the strong momentum in customer activity, the expansion of revenue sources, and the growing contributions from trade exchange across strategic economic corridors.
Operating revenues recorded a growth of 16% compared to the same period last year, reaching 27.65 billion dirhams, driven by continued momentum from the growth of the customer base in global markets, transaction banking services, and wealth management during the first nine months.
Net interest income increased by 2% to reach 14.96 billion dirhams, supported by strong growth in business volume, while non-interest revenues jumped by 37% to reach 12.7 billion dirhams, contributing 46% to the group’s total revenues, supported by the growth of income from fees and commissions by 23% compared to the same period last year, and an increase in income from foreign currencies. Investments increased by 45% compared to the same period last year. Loans and advances grew by 13% year-to-date, reaching 596 billion dirhams, with notable momentum in financing related to trade activities across economic corridors, while customer deposits increased by 8% to reach 848 billion dirhams.
Total assets reached 1.38 trillion dirhams, an increase of 14% since the beginning of the year to date.
The common equity ratio of the first tier was 13.7%, and the liquidity coverage ratio was 158%, until the end of September 2025.
Hana Al Rostamani, CEO of First Abu Dhabi Bank Group, said: “The bank’s results reflect the strong momentum that accompanied our performance throughout the year, and the return on tangible equity reached 20%, in line with the goal set by the bank in the medium term. The bank, across all business sectors, continued to implement its strategic priorities of strengthening its relationships with customers, diversifying sources of revenue, and deploying capital efficiently to support sustainable growth.” And achieve profitable returns.
She added that the bank has expanded its international presence with the aim of consolidating its position as a reliable banking partner in the areas of trade and investment at the global level, and with its progress in its strategic expansion plans in Europe, Turkey and Nigeria, and the opening of a new branch in India, the bank confirms its pioneering role as a link between the major markets in the world.
Al Rostamani explained that First Abu Dhabi Bank is moving forward in relying on artificial intelligence, achieving a tangible impact on productivity across the group’s various sectors.
For his part, Lars Kramer, Chief Financial Officer of the First Abu Dhabi Bank Group, referred to the results of the third quarter of this year, as net profits increased by 21%, compared to the same period last year, to reach 5.39 billion dirhams, adding that all business sectors achieved double-digit growth in revenues.
- For more: Follow Khaleejion 24 Arabic, Khaleejion 24 English, Khaleejion 24 Live, and for social media follow us on Facebook and Related
