40.66 billion dirhams, net profits of 15 banks listed in the UAE markets

The net profits of 15 banks listed in the UAE financial markets increased in the first half of 2025, by 6.5%, supported by increased operational revenue, which reflects the role of the banking sector as a basic lever for the growth of the national economy, and confirms its strength and durability.

According to a survey conducted by “Emirates Today”, based on the declared disclosure in the “Dubai Financial” markets and “Abu Dhabi Securities”, the total net profit for these banks amounted to about 40.66 billion dirhams, compared to 38.17 billion dirhams in the first half comparative half of 2024, an increase of about 2.49 billion dirhams.

Operating revenues

The survey revealed the growth of operational revenues for the 15 banks, during the first six months of this year, by 12.62%, to reach about 77.56 billion dirhams, compared to about 68.87 billion dirhams during the corresponding period of last year 2024.

The operational revenues were distributed during the first half by about 33.34 billion dirhams for five banks listed in the Dubai Financial Market, and about 44.2 billion dirhams for 10 banks listed in the Abu Dhabi Securities Market.

The survey showed the growth of profits “before taxes”, during the period ending last June, by 10.7%, to reach about 48.29 billion dirhams, compared to about 43.62 billion dirhams during the corresponding period of last year, an increase of about 4.67 billion dirhams.

“Dubai Financial”

In turn, five banks listed in the Dubai Financial Market achieved net profits, during the first six months of this year, at a value of 17.93 billion dirhams, while the profit “before the tax” amounted to about 21.64 billion dirhams.

Emirates NBD tops the list with net profits of 12.53 billion dirhams (including the profits of the Emirates Islamic Bank), while its profits before the tax amounted to 15.44 billion dirhams.

Al -Mashreq Bank secondly with a net profit of 3.47 billion dirhams, and pre -tax profits of 4.07 billion dirhams, followed by the Emirates Islamic Bank with net profits of 1.86 billion dirhams, and pre -tax profits of 2.8 billion dirhams.

As for Dubai Commercial Bank, it recorded a net profit of 1.69 billion dirhams, earnings before the tax at a value of 1.86 billion dirhams, while Ajman Bank achieved net profits of 245.09 million dirhams, and earnings before the tax at a value of 265.58 million dirhams.

Abu Dhabi Securities

The survey also showed the registration of 10 banks listed in the Abu Dhabi Securities Market, net profits of 22.72 billion dirhams during the first six months of this year, while the profit before the tax amounted to about 26.65 billion dirhams.

Abu Dhabi First Bank issued the list with net profits of 10.65 billion dirhams, and earned before the tax at a value of 12.83 billion dirhams.

Abu Dhabi Commercial Bank secondly with net profits of 5,01 billion dirhams, and before the tax, amounting to 5.94 billion dirhams, followed by Abu Dhabi Islamic Bank with net profits of 3.49 billion dirhams, and earnings before the tax with a value of 3.96 billion dirhams. In turn, Ras Al Khaimah National Bank recorded a net profit of 1.37 billion dirhams, earnings before the tax at a value of 1.51 billion dirhams, followed by “Sharjah Islamic” with net profits amounting to 697.19 million dirhams, and before the tax at 766.46 million dirhams.

Fujairah Bank came sixth with net profits of 625.37 million dirhams, and profits after the tax at a value of 687.62 million dirhams, followed by Umm Al Quwain Bank with net profits amounting to 313.76 million dirhams, and earned before the tax with a value of 338.87 million dirhams.

Sharjah Bank ranked eighth with net profits of 268.33 million dirhams, and before the tax at a value of 295,29 million dirhams, followed by the United Arab Bank with net profits of 207.74 million dirhams, before the tax’s profits 228.38 million dirhams, while the Commercial International Bank came tenth with net profits of 84.21 million dirhams, and earnings before the tax at a value 93,27 million dirhams.

5 banks account for 86.4% of the profits

Five banks acquired the major share of profits, during the first half of the year 2025, which are “Emirates NBD”, “Abu Dhabi I”, “Abu Dhabi Commercial”, “Al -Mashreq” and “Abu Dhabi Al -Islami”, achieving a profit of 35.15 billion dirhams, equivalent to about 86.4% of the total profits.