National Bank of Bahrain achieves a record achievement in net profit attributable to shareholders

The National Bank of Bahrain announced an increase in net profit attributable to shareholders by 2%, to reach 19.4 million Bahraini dinars (51.5 million US dollars), for the third quarter ending September 30, 2025, compared to 19.1 million Bahraini dinars (50.7 million US dollars) in the same period of the year 2024.

The increase in net profit was mainly due to the Group’s continued ability to maintain interest-free income, through its diversified product offerings and customer base, as well as lower provisioning requirements.

Earnings per share rose to 9 fils (2 US cents) for the third quarter of 2025, compared to 8 fils (2 US cents) for the same period of 2024.

The total comprehensive income attributable to National Bank of Bahrain shareholders during the third quarter of this year increased by 58%, reaching 31.7 million Bahraini dinars (84.1 million US dollars), compared to 20.0 million Bahraini dinars (53.1 million US dollars) in the same period in 2024.

This increase is mainly due to positive changes in the market value of the bond portfolio.

The National Bank of Bahrain announced a 2% increase in net profit attributable to shareholders, equivalent to 66.9 million Bahraini dinars (177.5 million US dollars), for the nine-month period ending on September 30, 2025, compared to 65.7 million Bahraini dinars (174.3 million US dollars) in the same period of 2024.

This increase reflects the diversification of the group’s revenue sources, including fee-based income, which recorded a growth of 22%, in addition to lower provision requirements.

Earnings per share for the nine-month period rose to 30 fils (8 US cents) compared to 29 fils (8 US cents) for the same period in 2024.

The total comprehensive income attributable to NBB shareholders during the nine-month period decreased by 8% to reach BD 66.0 million (US$ 175.1 million), compared to BD 71.4 million (US$ 189.4 million) in 2024. This is due to negative changes in the market value of the equity portfolio.

The group’s total shareholders’ equity as of September 30, 2025 decreased by 3% to reach 568.7 million Bahraini dinars (1,508.5 million US dollars) compared to 583.8 million Bahraini dinars (1,548.5 million US dollars) as of 31 December 2024.

This change reflects the group’s strategic approach in providing added value to shareholders, following the approval and announcement of the distribution of final cash dividends worth 56.4 million Bahraini dinars for the year 2024, in addition to the distribution of semi-annual dividends worth 22.6 million Bahraini dinars for the year 2025, at a time when the bank maintained the strength of its capital position.

The group’s total assets increased by 7% during this year to reach 5,883.8 million Bahraini dinars (15,606.9 million US dollars), compared to 5,522.2 million Bahraini dinars (14,647.7 million US dollars) as of December 31, 2024.

On this occasion, Mrs. Hala Yateem, Chairman of the Board of Directors of the National Bank of Bahrain, said: “The National Bank of Bahrain achieved the strongest financial results in its history, with net profit attributable to shareholders reaching 66.9 million Bahraini dinars for the nine-month period ending on September 30, 2025, an increase of 2% compared to the same period last year.

Our profits were supported by continued balance sheet growth, with total assets increasing by 7% compared to year-end levels, while loans and deposits grew by 3%, reflecting the stable pace of growth through core banking activities.

These results confirm the leadership of the bank’s financial position and the continued confidence of its customers, with an average return on shareholders’ equity of 15.8%, which reflects the positive and continuous financial performance of the National Bank of Bahrain Group.

In addition, we became the first bank in Bahrain to operate an accredited data center that holds a Tier 3 accreditation certificate from the Uptime Institute, which has enhanced our operational flexibility to keep pace with the era of innovation in financial services.

We have also expanded our wealth management offerings with the launch of structured investment products for accredited investors, while enhancing support for the SME sector through our dedicated SME centres.

We have also strengthened our societal impact through programs that support education, entrepreneurship, financial inclusion and environmental sustainability. We intend to continue these efforts in line with our strategic mission of acting as a responsible financial institution that creates sustainable value.

We look forward to achieving strong final results for this year, based on the strong performance consistent with Bahrain’s development ambitions.

We extend our thanks to our shareholders for their continued trust, to our customers for their belief in us as their financial partner, and to our teams for their dedication to the progress of the National Bank of Bahrain.”

For his part, Mr. Othman Ahmed, Group CEO of the National Bank of Bahrain, commented: “National Bank of Bahrain maintained its positive trajectory in the third quarter, with net income attributable to 19.4 million Bahraini dinars, an increase of 2% over the same period last year.

Our efforts have remained focused on strengthening our digital foundation, improving the customer experience, investing in our people, and enhancing our societal impact.

Our digital approach has seen the launch of specialized training programmes, including the AI ​​and Digital Banking Academy, and the second edition of the TechStride programme, reflecting our continued investment in innovation within the group, and across society as a whole.

Our commitment to developing national talent has remained central to our agenda, as evidenced by our sponsorship of Youth City 2030 and our sponsorship of the conclusion of the fourth edition of the EVOLVE summer training program, both of which aim to provide Bahraini youth with practical skills and financial awareness.”

He added: “Internally, we have continued to develop our leadership capabilities through strategic appointments that align with our long-term goals.

Furthermore, we participated in high-level panel discussions on sustainable finance, emphasizing our role in directing capital towards opportunities compatible with environmental sustainability.

Looking forward, we aspire to continue pursuing opportunities for collaboration, innovation and capacity building to deliver greater value to our stakeholders.”

The National Bank of Bahrain notes to shareholders that the audited annual financial statements and the press release are available on the Bahrain Bourse website.

National Bank of Bahrain shares are traded on the Bahrain Stock Exchange under the trading symbol: NBB.