3 trillion riyals .. The Saudi economy records the highest liquidity in its history

The “available money” liquidity levels in the Saudi economy recorded a positive growth, and its highest historical levels were at the end of February of 2025, an annual increase of 277,490 million riyals, with a growth rate of 10.1%, bringing the total liquidity to 3,033,684 million riyals, compared to 2,756,193 million riyals in the same period in 2024.
This good performance reflects the growth of money supply in its broad and comprehensive concept (N3), according to what data issued by the monthly statistical bulletin of the Saudi Central Bank “Sama”.

Monthly growth

Liquidity levels witnessed a monthly growth of 67,543 million riyals, or 2.3%, compared to the end of January of this year, as it was at the level of 2,966,140 million riyals.

These levels of liquidity are an engines and support for the economic and commercial system, and a contribution to achieving positive rates of economic development.

The four ingredients to display money

By reviewing the four components of the cash display (N3) in its broad and comprehensive concept, “demand deposits”, which is the largest contribution to the total, recorded 48.5%, at a value of 1,470,383 million riyals at the end of February.
While “time and savings deposits” recorded 1,031,712 million riyals, as it is the second largest shareholder in the total cash offer by 34%.
The “semi -monetary deposits” reached the level of 293,683 million riyals, with a share of 9.7% in the total money offer, to be the third largest shareholder.

Fourth, “Criticism Trading Outside Banks” came at a value of 237,905 million riyals, with a contribution rate of about 7.8% in the total money offer.

Semi -cash deposits

Semi -monetary deposits consist of deposits of residents of foreign currencies, deposits in exchange for documentary credits, existing transfers, and re -purchases (ribo) carried out by banks with the private sector.
Local liquidity (N1), which includes cash, is traded outside banks, in addition to demand deposits only.
And (N2) includes (n 1) in addition to time and savings deposits, and the broad definition (N3) includes (N2) in addition to other semi -cash deposits.