Al-Etihad Credit Bureau data listing "Tabby" and"Tamara" Included in credit reports

Abu Dhabi, July 27 / WAM / Al-Etihad Credit Bureau, the authority responsible for providing credit information and analysis in the UAE, announced the expansion of the scope of information available in credit reports in the country by including account information for the “Buy Now, Pay Later – BNPL” services provided by the companies “Tabby” and “Tamara”, as of July 2026.

This development, according to a statement issued today, reflects the continued growth and development of the financial services sector in the UAE, and the increasing reliance on flexible consumer financing solutions.

By including “buy now, pay later” account data in credit reports, Al Etihad Credit Bureau expands the scope of information available to financial institutions and consumers alike, which supports making more accurate and informed financial decisions, contributes to the integration of new segments of customers within the credit system, and opens broader horizons for enhancing financial inclusion and empowerment in the long term.

This update will apply to existing and new customers of Tabby and Tamara in the UAE, and will include previous information related to the accounts.

The inclusion of data on “buy now, pay later” services, according to the company’s statement, represents an important step towards providing a more comprehensive picture of consumers’ financial obligations, allowing lenders and authorized parties to access a wider range of data when evaluating financial obligations and repayment behaviors.

His Excellency Marwan Ahmed Lutfi, Director General of Al Etihad Credit Bureau, said: At Al Etihad Credit Bureau, we continue our commitment to enhancing the quality of credit reports in the UAE through continuous development of the quality, depth and suitability of the information available through our products and services. With the rapid development in the financial services sector and the increasing spread of new forms of consumer financing, the importance of credit reports reflecting a comprehensive and accurate picture of individuals’ financial obligations is highlighted, and the inclusion of “buy now, pay later” account information represents an important step towards supporting lending practices. Responsible, enhancing credit risk assessment, and establishing higher levels of transparency in the financial sector.

Hossam Arab, CEO and co-founder of Tabby, said: Responsible lending begins with a clear understanding of the individual’s financial situation, and therefore we have always relied on making immediate credit assessment decisions that contribute to facilitating access to credit. For the millions of customers who use Tabby responsibly, this means that their credit history can contribute today to strengthening their financial standing and enabling them to access broader financial opportunities.

Saqr Shah, General Manager of Tamara in the UAE, said: Trust is the cornerstone of our business at Tamara, and this initiative reflects our ongoing commitment to empowering individuals by enhancing transparency and providing broader opportunities to participate in the financial system.

This initiative comes within the framework of Al Etihad Credit Bureau’s ongoing efforts to cooperate with financial institutions, financial technology companies, financing entities, and other data providers, with the aim of enhancing the depth and quality of information available through its products and services, which supports building a more comprehensive and flexible financial system in the UAE.

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