Credit cards between financial support and hidden burden under the mantle of flexibility

Although credit cards aim to provide flexible financial support, their use may become complicated when relying on paying the minimum monthly dues. This behavior leads to rapid accumulation of benefits, making it difficult to manage debt effectively and maintain financial stability.

With the increase in interest that sometimes exceeds 3% per month, the interest is exacerbated to approximately 50% annually when calculating the complex interest, which gradually turns the card from an auxiliary tool into a financial burden that weighs the shoulders of individuals and families, and puts them in front of hidden fees and escalating obligations.

In this context, the credit deed card, as one of the exclusive solutions for the Emirati citizen, highlights a different model from the traditional cards that have always been associated with high fees and stressful benefits. However, away from addresses and offers, what distinguishes a bond card and what really means the phrase “the lowest use rate of credit cards in the UAE.”

The most prominent features of the bond card:

1- The lowest monthly benefit in the UAE market at only 1.25%

When this number is compared to credit cards, it provides an interest of up to 3% per month (equivalent to 36% annually without calculating the complex interest), a bond card appears as a more balanced option. This reduction means saving up to 70% on the monthly benefits.

2- Reducing monthly payments by up to 30%

The card provides a greater breathing space for its holder thanks to the low interest rate, and enables it to allocate its resources to other financial targets, without weighing its shoulders monthly.

3- Free card for life

A large number of cards that seem attractive when issuing, hide annual fees or conditions that later lead to unexpected costs. A bond card keeps things clear: there is no hidden fee.

No credit card can be “ideal” for every person, the needs of individuals differ, as well as their ability to pay, and the level of their income. Sanad card does not prepare the user with entertainment privileges, and does not depend on temporary offers or cumulative points. Rather, it provides a practical solution to the citizen looking for a less benefits card and a balanced monthly commitment.

For a bond card, you can visit the website www.financehouse.ae to see details, comparison and application, with the ability to use the Sanad Sound Code to calculate the possible savings amount or call the number 600511114

In a fast -changing financial environment, the need for products that takes into account before profit is increasing. In this context, a bond card provides smart trend in the market: a credit product exclusively for the Emirati citizen, based on the principle of transparency for debt protection. This may be a new start to a more awareness pattern in using credit and less subject to the vortex of benefits.