Money and business

Electronic payments will account for 85% of the total payment transactions for individuals in 2025 AD


Detect Central Bank of Saudi Arabia "SAMA announced that the share of electronic payments reached 85% of the total number of payment operations carried out in the retail sector "Individuals" By the end of the year 2025 AD, compared to the rate of 79% recorded in the year 2024 AD.

This achievement coincides with the national payment systems in the Kingdom achieving significant growth during the year 2025 AD, as the number of electronic payment transactions carried out through them recorded about 14.6 billion transactions, compared to 12.6 billion transactions for the year 2024 AD.

Record numbers

This percentage in the share of electronic payments reflects the advanced level of the Kingdom. Globally, supported by record numbers across the national payments system "bezel" For card payments through points of sale and e-commerce, in addition to achieving increasing numbers in the volume of transactions processed through other national payment systems compared to the previous year, which reflects the expansion of the adoption of electronic payment solutions and the growing reliance on them in various daily transactions.

Strategic Initiatives

The Kingdom is witnessing remarkable progress and rapid growth in the adoption of electronic payment methods, which comes as a result of the many strategic efforts and initiatives launched by the Central Bank of Saudi Arabia in cooperation with the financial sector; To support the growth of the payments sector and stimulate the use of various electronic payment options in the Kingdom, which would contribute to achieving the goals of Saudi Vision 2030; To reduce dependence on cash and promote the growth of digitization of payments.

It seeks The Central Bank of Saudi Arabia constantly provides various payment options; To expand the scope of adoption of various electronic payment methods by continuing to develop the infrastructure of national payment systems, developing digital payment solutions and raising their quality; To facilitate financial transactions, raise their efficiency, and reduce their costs, in addition to supporting economic activities in the Kingdom.

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