“Fluos” enters into an agreement with “Lulu” to provide the “Buy Now, Pay Later” service through “PIE” points of sale.

The agreement will contribute to enhancing local trade and providing an innovative shopping experience to customers.
“Fluus” Company, the leading company in providing digital financial solutions in the Kingdom of Bahrain, announced that it has concluded an agreement with Lulu International Group, through which customers of Lulu Hypermarket Bahrain will be able to purchase via installments within the “Buy Now, Pay Later” service that “Fluus” Company recently launched this year. year as part of its innovative solutions through which it aims to facilitate purchases and improve the shopping experience for its customers.
This service will allow customers to purchase products immediately, with the ability to pay the amount in convenient installments, enhancing their ability to get what they need without putting pressure on their budgets. Through this agreement, Flows confirms its commitment to providing flexible financial solutions that support consumers and contribute to enhancing local trade.
This service will be provided through points of sale provided by Payment International Enterprise (PIE), a payment services provider licensed by the Central Bank of Bahrain, specializing in accepting commercial payments, and also acting as the exclusive sales arm for Flows. Pay offers payment acceptance services to more than 6,000 merchants, providing innovative payment acceptance solutions. These points of sale are available through Lulu Hypermarket Bahrain branches.
On this occasion, Mr. Fawaz Ghazal, CEO of Flows, said: “We are excited to announce our partnership with Lulu International Group, which represents an important step towards enhancing the customer shopping experience in Bahrain. Through the ‘Buy now, pay later’ service, we aim to Facilitating access to products and services, allowing customers to enjoy a smooth and comfortable shopping experience. We believe that this service will make a big difference in the local market, and we look forward to achieving more successes in cooperation with our partners.”
For his part, Mr. Jozer Rupawala, Director of Lulu Retail Division, said: “At Lulu, we are committed to providing the best offers as part of our efforts to make good lifestyle choices accessible to shoppers. The Flows option to pay later promotes responsible spending patterns and brings mutual benefit to both Lulu and our customers. We are proud Lulu also supports a local Bahraini financial application and service such as Flows, as we place our responsibilities as an institution in supporting Bahraini projects among our priorities, and this agreement is a prominent example of that.”
Mr. Shabir Modi, General Manager at Payment International Enterprise (PIE), commented on this occasion, saying: “This initiative represents a significant development in payment solutions in Bahrain, as it provides customers with greater flexibility and convenience in their shopping experiences. The Buy Now service is “Pay later from Flows is a new payment tool that PIE offers to stores in Bahrain, which reflects our commitment to promoting innovative payment methods while maintaining the highest standards of service between stores and PIE.”
FLOUS will work to strengthen this partnership by offering new and innovative experiences that support local trade and meet consumer needs, thus contributing to the development of the Bahraini market.
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