Qualitative results of the “Individual Sukuk” initiative reflect the strength of the national economy and the strength of the financial sector

The UAE is consolidating its leadership in developing innovative investment tools, as the “Individual Sukuk” initiative, which was launched by the Ministry of Finance in November 2025, continues to achieve qualitative results that reflect the strength of the national economy and the strength of the financial sector, as it has succeeded in consolidating its position as one of the safe and attractive investment tools for individuals.

According to the initiative’s latest data, the total trading volume in sukuk and split bonds amounted to about 10.84 million dirhams, with the participation of 464 investors, which reflects growing confidence in the investment environment in the UAE despite the global economic challenges.

Younis Haji Al Khouri, Undersecretary of the Ministry of Finance, said that the results achieved by the “Individual Sukuk” initiative reflect the strength of the economic foundations of the UAE and the strength of the financial sector, and the increasing demand from investors reflects the growing investment awareness and community confidence in government financial instruments, indicating that these indicators come in light of rational financial policies and a strategic vision focused on enhancing financial sustainability and diversifying sources of income, in a way that supports the competitiveness of the national economy.

He added that the Ministry is continuing to develop an integrated system that allows individuals to access safe and transparent investment tools, in a way that supports financial inclusion and economic stability for families, noting that partnerships with national banking institutions have effectively contributed to expanding the scope of the initiative and enhancing the efficiency of distribution channels, in line with best international practices and enhancing the spread of the initiative among various segments of society.

He stressed that the initiative represents an important pillar in developing the public debt system and diversifying the investor base, in a way that enhances the efficiency of local financial markets, consolidates investor confidence, and supports the UAE’s position as a regional and global financial center that enjoys stability and reliability.

The data showed that new investors accounted for about 66% of the total trading value, equivalent to 7.16 million dirhams, through 248 investors, an indication of the success of the initiative in attracting new segments and enhancing the investment culture.

Current investors also recorded a contribution amounting to about 3.67 million dirhams, 34%, through 216 investors, which reflects continued reinvestment activity and high levels of confidence.

Regarding the strength of distribution channels, Emirates NBD and Emirates Islamic Bank topped the investment activity with a total of 6.35 million dirhams, 59%, across 275 investors, which reflects the efficiency of distribution channels and the breadth of reach.

While Abu Dhabi Islamic Bank recorded investments worth 4.48 million dirhams, 41% through 189 investors, supported by strong participation from 128 new investors, which confirms the effectiveness of strategic partnerships in enhancing the spread of the initiative.

Investor behavior also showed a trend towards short- and medium-term issues, as the May 2027 issue was the most traded with a value of 3.41 million dirhams, followed by the May 2026 issue with a value of 2.62 million dirhams, which reflects the preference for safe and balanced investment.

In this context, the Ministry of Finance, in cooperation with participating national banks, continues to implement an integrated awareness program that enhances investment culture and enables individuals to make informed financial decisions.

This cooperation embodies an advanced model of partnership and integration between the government and private sectors in achieving national goals, through unifying efforts and integrating roles in a way that contributes to expanding the investor base and enhancing sustainable financial stability, as an extension of the objectives of the Year of Society in consolidating societal cohesion and integration, and in line with the directions of the Year of the Family, which focuses on supporting the financial stability of families, empowering them economically, and enhancing the quality of life on sustainable foundations.