UAE Harvest 2025/pioneering housing projects that enhance family stability
Abu Dhabi, December 30 / WAM / During the year 2025, “the Year of Community,” the citizen housing sector in the UAE witnessed great momentum in housing initiatives and projects aimed at enhancing family stability, raising the quality of life, and providing adequate housing for various segments of society, in a way that embodies the vision of the wise leadership to make the citizen’s happiness and well-being a top priority.
The announced federal and local housing projects established a clear road map based on facilitating procedures for obtaining housing support, diversifying financing options, and reducing waiting periods, in parallel with the launch of new projects and initiatives that provide thousands of homes and residential lands in various emirates of the country.
At the federal level, the Council of Ministers approved 3,567 housing approvals for citizens with a total of 2 billion and 546 million dirhams during the year 2025, including 599 new approvals during the last quarter of this year, worth 478 million dirhams.
Housing approvals were distributed between housing grants allocated to people with limited income, government housing, and housing financing in cooperation with national banks.
The total number of decisions issued within the Zayed Housing Program reached 3,567 decisions, with a total of 2 billion and 546 million dirhams, including 524 decisions for a generous grant from His Highness the President, “may God protect him,” worth 356 million and 300 thousand dirhams. He also issued 623 decisions for a government housing “loan” worth 270 million and 200 thousand dirhams, and 32 decisions for a government housing grant/benefit. With a value of 25 million and 400 thousand dirhams, and 2,388 housing financing decisions worth one billion and 894 million and 100 thousand dirhams.
“Within the framework of the Year of Society,” the Ministry of Energy and Infrastructure launched an initiative to secure financing for housing support decisions, giving priority to senior citizens, through an insurance protection umbrella that extends until the age of 95, covering cases of death or permanent total disability.
The initiative came in partnership with the UAE Central Bank and national insurance companies, with the aim of enhancing the financial security of families and ensuring the sustainability of benefiting from housing financing.
At the local level, Abu Dhabi has witnessed a series of giant projects, most notably the signing of agreements to develop 13 new residential communities that provide more than 40,000 homes and residential land at a total cost of 106 billion dirhams.
The projects include the construction of 25,244 housing units in addition to the development of 14,876 residential lands, in addition to the continuation of work on the West Baniyas and Yas Canal projects, bringing the total benefits under construction to 45,000 homes and lands to be completed by 2029.
The emirate approved a package of financing facilities that included community support worth 250,000 dirhams, deducted from the value of the housing loan retroactively, and extending the loan repayment period to 30 years. It also approved three packages of housing benefits during the year, with a total of 15.384 billion dirhams, benefiting 10,718 citizens.
For its part, the Emirate of Dubai announced last January the implementation of a housing project package worth 5.4 billion dirhams in several areas, in support of the Sheikha Hind bint Maktoum Family Programme. The project package included the construction of 3,004 new homes for citizens.
Dubai has approved a housing package worth more than 2 billion dirhams, which includes more than 1,100 residential units, distributed over four main areas: Wadi Al Amradi, Al Awir, Hatta, and Oud Al Muteena.
In a related context, the Mohammed bin Rashid Housing Establishment announced the provision of a total of 3,027 housing facilities during the first half of 2025, with a total value exceeding 1.725 billion dirhams.
Last May, Dubai witnessed the signing of an agreement to implement affordable housing projects, which will provide, in the first phase, more than 17,000 housing units for talents working in vital and strategic sectors in the emirate.
In turn, the Executive Council of the Emirate of Sharjah approved two batches for the 3,500 eligible beneficiaries of residential and investment land grants, with 1,750 beneficiaries of residential land grants and 1,750 beneficiaries of investment land grants.
With these integrated efforts, the citizen housing sector in the UAE continues to strengthen the family stability system and provide an integrated residential structure that raises the quality of life and keeps pace with the aspirations of the Emirati community towards a more prosperous and sustainable future.
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